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Kirsty Kellerman

Kirsty has been with Sam since 2004. Kirsty is incredibly experienced and talented at her role. For all settlement and after sales requirements Kirsty is a great asset to the firm, a lovely person too. Astute Manly is privileged to have such longevity with a wonderful, kind and hard-working soul.

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What Our Clients Have To Say

After many years taking what we felt as a safe and cautious approach to our finances, sticking with one of the “Big four” banks for all our financial needs, we decided we need to look into other options. We knew we could be getting a better deal with our mortgage and the bank we were with weren’t going out of their way to help.

After our first meeting Sam had provided excellent information and gave us confidence to look at the Astute team. Since engaging Sam and his Astute Manly team we have been very impressed with the level of service and the options provided to us. We subsequently switched banks and are making significant savings in the process.

The Astute Manly team did all the leg work in the background with excellent communication and advice throughout, making it a relative smooth transition. We highly recommend Sam and his Astute Manly team for any of your financial needs.

Jimmy & Marie, Wollongong

I had my first dealings with Sam, Kirsty and Claire two years ago, after I was unable to secure finance from several banks to settle a divorce arrangement. They were recommended to me by an existing client who suggested; “If Sam can’t get it done, no one can”. Due to my situation, finance was very difficult to secure, but they were very determined to succeed.

Kirsty and Claire were a pleasure to deal with throughout and were very patient and helpful with my computer illiteracy, during the many exchanges of documents.

Thanks to them I was able to retain ownership of the property, which has since doubled in value.

I recently purchased another property and needed to restructure my finances. With Sam’s recommendations I received a great rebate and reduction of interest rate as well!

Having dealt with many banks over many years, I am now very content to have Sam, Kirsty and Claire look after all my future financial requirements.

Nothing is too much trouble and “If Sam can’t get it done, no one can.”

Peter, Noosa Heads

Can’t recommend Sam enough! He helped me and my partner secure our first property giving us several options to choose from and provided great advice every step of the way. He was very responsive whenever we needed him and made the whole process seem easier than we thought especially given we needed a quick turnaround.

Jonathan, Manly

Thanks Kirsty! You stayed very patient and professional with me and calmly guided me through what needed to be done. I really appreciate all of your help, and glad you finally got it across the line. I am not sure how you stay so patient, lenders are harder and harder to deal with and the bar seems to constantly move with more and more risk management requirements.

Chris, Toukley

Having Sam, Claire, Kirsty and the team at Astute take care of our loans has been wonderful. They have been brilliant with leading us through the loan process many times over the past decade. Making what is normally a daunting process very easy.

Stew & Michelle, Forestville

“We have utilised the services of Sam Ayliffe and his team at Astute Manly for over ten years.

The level of service we have received is always beyond peer and nothing is ever too much trouble.  Even though we are based in regional NSW, distance is never an issue because they are always on the front foot in regards to communication and paperwork.

Due to the trust that we have in Sam, we have referred our family and friends to Astute Dee Why many times without hesitation.

Stuart and Sarah, Murrumbateman

Sam, Claire and the entire team at Astute were an absolute pleasure to deal with during our home loan process. Prior to Astute, we had been rejected for a loan and were feeling disheartened. Astute not only had us preapproved in just a few weeks, they got us MORE than what we needed to get our dream place. They are experts in the field, know all the industry secrets and I would recommend them for anyone looking to get a loan. No doubt we’ll be using them again in the future!

Thank you Sam, Claire & team for everything!

Lindsay & Jake Bennett, Manly